An oil-and-fat composition, meets the following five requirements (a) to (e): (a) a X2O content is 50 to 80% by mass;(b) a XOX content is not more than 50% by mass;(c) a mass ratio XOX/X2O is 0.3 to 0.8;(d) a mass ratio PStO/X2O is 0.2 to 0.6; and(e) a mass ratio St/P is 0.4 to 1.5. In the five conditions (a) to (e), X, O, P, St, X2O, XOX and PStO respectively represent the following. X: saturated fatty acid having carbon atom of not less than 16;O: oleic acid;P: palmitic acid;St: stearic acid;X2O: triglyceride in which two molecules of X and one molecule of O are bonded;XOX: triglyceride in which X is bonded to 1,3-position and O is bonded to 2-position; andPStO: triglyceride in which P, St and O are bonded.
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